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Don’t Borrow Trouble® (DBT) is a HUD certified counseling agency and a program of Southwest Fair Housing Council. It is an unbiased, non-profit agency dedicated to helping those in financial trouble. DBT® that knows the programs, products and people throughout Arizona. 

THe DBT® purpose is a two-pronged program. It combines an extensive state wide public education campaign with referral services to community services to help individual and families get the information they need to make informed choices as well as avoid all types of loan scams.

DBT® resources can help you understand your options when it comes to the education and resources for all aspects of home ownership, fair lending, credit, credit cards, fraudulent mortgage rescue scams, foreclosure intervention and prevention strategies and options. With the right information, you can discern the credible from the disreputable and identify the best options for you and your family. 
This web site is designed to help you learn about Predatory Lending Practices, the Arizona Foreclosure process, Foreclosure Options and Scams, Financial Education and Resources and community resources. The services provided are FREE. 

The goal is to empower our communities - arming you with the information and resources so that you can use to make the best financial informed decision(s).

Prioritizing Your Debts

As you think about getting control of your debt and or getting out of debt, you may want to prioritize the debt. According to it is suggested to list the items that will impact you the most when lost or taken from you. For example, one list may show the following as priority: 
       * All Mortgage payments 
       * Property Taxes 
       * Home Owners Insurance 
       * Auto Loans 
To Read the complete Article  click here

Wondering How to Make a Get-Out-of-Debt Plan? 
click here to read more from


More Resources

Facing the Mortgage Crisis

Experts from the Arizona Foreclosure Prevention Task Force, the Arizona Attorney General's Office and the Arizona Department of Housing will explain the options for homeowners threatened with foreclosure.

A Special brought to you by KAET

NeighborWorks put together a video on foreclosure rescue scams


Watch this video. Learn the signs of a foreclosure rescue scam and where to get free help. 

Download the New Pima County Foreclosure Prevention Workbook

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Download the Updated Az Foreclosure Information Workbook

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